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January 2026

Terms of Use

1. Acceptance of Terms

By accessing or using Polystream, you agree to comply with these Terms of Use. If you do not agree, please stop using the service. These Terms govern your access to and use of the polystream.xyz website, the app.polystream.xyz interface, and any related services (collectively, the "Services"). The Services are provided by Polycore XYZ Labs Ltd ("we," "us," or "our").

2. Scope of Service

Polystream provides a platform designed to optimize yields on digital assets by automatically allocating assets into DeFi strategies such as lending and liquidity provision across multiple protocols. The Services provide an interface for users to interact with non-custodial smart contracts deployed on public blockchains.

3. No Guaranteed Returns

While Polystream is designed to optimize returns, no fixed or guaranteed yield is promised. Actual returns may vary depending on market conditions, protocol performance, and blockchain activity.

4. Non-Custodial Service

Polystream is non-custodial. We do not have possession, custody, or control over any cryptoassets or user funds. When you interact with the protocol, you retain control over your assets at all times. Your funds are deposited directly into audited smart contracts.

5. User Responsibility

Users are solely responsible for evaluating whether Polystream fits their financial goals and risk appetite. You are responsible for maintaining the security of your wallet and private keys. We never have access to your private keys.

6. Withdrawals

Users may request withdrawals at any time. Withdrawals may go through a processing period to allow the vault to safely unwind or rebalance strategies, protecting system stability.

7. Assumption of Risk

You assume the risks of engaging in blockchain-based technology. Smart contracts, cryptographic tokens, and blockchain networks are experimental and subject to risks including bugs, cyberattacks, forks, and total loss of assets. We assume no liability for such risks.

8. Limitation of Liability

Polystream and Polycore XYZ Labs Ltd are not liable for losses caused by market volatility, failures in blockchain networks or third-party smart contracts, regulatory changes, or force majeure events. The Services are provided "as is" without warranties of any kind.

9. Prohibited Activities

You may not use the Services for illegal activity, money laundering, financing terrorism, or any activity that violates applicable laws. We reserve the right to restrict access if we suspect prohibited use.

10. Amendments

We reserve the right to update these Terms of Use at any time. Continued use of the Services constitutes acceptance of the updated terms.

11. Contact

For questions about these Terms, contact us at legal@polystream.xyz.